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Affordable Trip Cancellation Insurance and Travel Insurance Products

Trip Cancellation Insurance

Trip cancellation insurance provides coverage for many unforeseen circumstances that may force the cancellation of your travel plans or interrupt your covered trip.

Who buys trip cancellation insurance?

  • College students going on Spring Break vacations
  • Persons traveling with a destination 120 miles from home
  • Parents purchase coverage for their family vacation or children (For piece of mind)
  • People who are traveling to a foreign country and want to be prepared for any travel emergency
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Why You Would Need Student Health Coverage:

Trip Cancellation insurance will cover the following unforeseen travel scenarios:

  • Your trip is cancelled
  • Your travel supplier goes outs of business
  • Employer termination or layoff
  • If you or your travel partner get into an auto accident on the way to your scheduled departure point.
  • Jury duty
  • Medical quarantine
  • Hijacking
  • If your home or of that of your travel companion is uninhabitable by: fire, windstorm, vandalism or flood
  • A terrorist incident
  • Organized labor strike, natural disaster or bad weather resulting in the cessation of the travel supplier’s services

Travel delays:

  • Travel supplier delay
  • Lost or stolen passport, travel documents or money
  • Medical quarantine
  • Natural disaster
  • Your injury or illness or that of your travel companion
  • Missed cruise departures because of flight delay due to bad weather

Additional Travel Assistance to recover the following:

  • Lost travel documents
  • Lost prescriptions
  • Emergency cash transfers
  • Legal and medical referrals when necessary

Baggage and Personal Possessions:

  • Baggage delay
  • Damage to, loss of, or theft of your check or stored baggage by a common carrier or while stored with your hotel

Emergency Medical Evacuation / Repatriation:

  • Will pay reasonable expenses for evacuation to the nearest adequate medical facility
  • Will pay reasonable when you are confined in a medical facility and your treating physician and IMG determine it is medically necessary to transfer you to a medical facility nearer to your primary residence

Emergency Reunion or return of mortal remains:

  • Return of minor children or grandchildren
  • Transportation and lodging for a family member to be at your bedside
  • Return of a rental vehicle
  • Return of mortal remains

Trip Cancellation insurance by IMG provides all these benefits and assistance to help make your trip as stress free as possible.

Use the tables below to help determine which type of coverage meets your particular requirements. The products are linked to more detailed plan information.

International insurance plans
International travel can be an exciting adventure, but it can also bring many unpredictable situations if you should need medical care while you're abroad. We provide US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world, our site has a product to meet your needs. By utilizing our SelectaPlanSM, we can quickly direct you to the plan(s) that will best meet your needs, those of your family, or organization. Below are product descriptions of the international plans we offer. You have the option of purchasing online or downloading an application and submitting the completed application via fax or mail.

Patriot T.R.I.P.SM
Trip Cancellation Insurance
To help protect you from losing the money you've spent to travel, there is Patriot T.R.I.P., Patriot T.R.I.P. provides protection to travelers who are unable to travel or are interrupted during their trips due to circumstances such as illness or injury, jury duty, job layoff, terrorism or the bankruptcy of the tour operator, cruise line or airline.
Quote / Buy Online



Patriot T.R.I.P. EliteSM
Premier Trip Cancellation Insurance
To provide superior protection for a picture perfect vacation, there is Patriot T.R.I.P. Elite, a travel cancellation insurance program. Patriot T.R.I.P. Elite provides coverage for many of those unforeseen circumstances that may force the cancellation or interruption of your covered trip. In addition, this program can provide benefits for travel delays, baggage delays, emergency medical treatment and medical evacuation while you are away from home.
Quote / Buy Online



Patriot Student® T.R.I.P.
Student Trip Cancellation Insurance
Patriot Student T.R.I.P. is a cost effective travel insurance program designed to provide coverage to students for many of those unforeseen circumstances that may force the cancellation of travel plans or interrupt a covered trip. This program provides coverage for trip cancellation, trip interruption, lost and stolen baggage, emergency medical evacuation and much more.
Quote / Buy Online

Please note: The information above is only a consolidated description of current international insurance products available through this web site. Please refer to the policy wording for the specific terms and conditions of each plan concerning eligible benefits, limitations, eligibility and exclusions. Policy wording is available upon request. IMG, International Medical Group, the IMG block design logo, Patriot T.R.I.P, Patriot T.R.I.P Elite, Patriot Student T.R.I.P., Patriot Travel Medical Insurance, Patriot Extreme, Global Medical Insurance, Global Basic Insurance, Patriot Executive, GEO Group , and Patriot Group Travel Medical Insurance are the trademarks, service marks and/or registered marks of International Medical Group, Inc. © Copyright 2003 International Medical Group, Inc. All Rights Reserved